Privacy Policy
Last updated: January 2026
1. Introduction
Every27 Limited ("Every27", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.
Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the platform.
2. Information We Collect
2.1 Personal Information
We collect information that you provide directly to us, including:
- Company Information: Company name, registration number, address, contact details
- Individual Information: Name, email address, phone number, job title
- Financial Information: Bank account details, salary information, transaction history
- Identity Documents: CAC certificates, business registration documents
2.2 Automatically Collected Information
When you use our platform, we automatically collect:
- Device information (browser type, operating system)
- IP address and location data
- Usage patterns and activity logs
- Cookies and similar tracking technologies
3. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our services
- Process payroll and salary payments
- Facilitate salary advances and repayments
- Verify company and user identities
- Send notifications about account activities
- Respond to inquiries and provide customer support
- Detect and prevent fraud and security threats
- Comply with legal obligations
- Analyze usage patterns to improve user experience
4. Information Sharing
We may share your information with:
4.1 Service Providers
Third-party vendors who provide services on our behalf, such as payment processing (XpressPayments), email services, and cloud hosting. These providers are contractually obligated to protect your information.
4.2 Companies and Employees
Employee information is shared with their respective Companies for payroll purposes. Companies can view employee salary details, advance status, and transaction history relevant to their organization.
4.3 Legal Requirements
We may disclose information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect rights, property, or safety.
4.4 Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
5. Data Security
We implement appropriate technical and organizational measures to protect your information, including:
- Encryption of data in transit (SSL/TLS) and at rest
- Two-factor authentication for all accounts
- Regular security assessments and audits
- Access controls and authentication measures
- Secure data centers and hosting infrastructure
- Employee training on data protection
While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
6. Data Retention
We retain your information for as long as necessary to:
- Provide our services to you
- Comply with legal and regulatory requirements
- Resolve disputes and enforce agreements
- Maintain business records for audit purposes
When information is no longer needed, we securely delete or anonymize it.
7. Your Rights
You have the right to:
- Access: Request a copy of your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your information (subject to legal obligations)
- Portability: Request your data in a portable format
- Objection: Object to certain processing of your information
- Withdrawal: Withdraw consent where processing is based on consent
To exercise these rights, contact us at privacy@every27.com. We will respond within 30 days.
8. Cookies
We use cookies and similar technologies to:
- Remember your preferences and settings
- Authenticate your identity
- Analyze platform usage
- Improve user experience
You can control cookies through your browser settings. Note that disabling cookies may affect platform functionality.
9. Third-Party Links
Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.
10. Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete the information promptly.
11. International Data Transfers
Your information may be transferred to and processed in countries other than Nigeria. We ensure appropriate safeguards are in place to protect your information in accordance with this policy and applicable laws.
12. Nigerian Data Protection Regulation (NDPR)
We comply with the Nigeria Data Protection Regulation (NDPR) and other applicable Nigerian data protection laws. This includes:
- Obtaining consent for data collection and processing
- Providing transparency about data usage
- Implementing appropriate security measures
- Respecting data subject rights
- Reporting data breaches as required
13. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes via email or platform notification. The updated policy will be effective upon posting with a new "Last updated" date.
We encourage you to review this policy periodically for any changes.
14. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Email: privacy@every27.com
General Inquiries: support@every27.com
Address: Lagos, Nigeria
15. Data Protection Officer
For data protection matters, you may contact our Data Protection Officer at dpo@every27.com.