every27
Complete Platform Handbook
Your Salary, On Time, Every Time
Version 1.0 | January 2026
Eliminating late and erratic salary payments across Africa
Your Salary, On Time, Every Time
Version 1.0 | January 2026
Every27 is a modern payroll management platform designed specifically for African businesses. We ensure that employees receive their salaries on time, every time - specifically on the 27th of every month.
To eliminate late and erratic salary payments across Africa by providing a reliable, automated payroll solution that benefits both employers and employees.
"Your salary, on the 27th, every month - guaranteed."
Automated payroll processing, reduced administrative burden, and improved employee satisfaction.
Predictable payments, salary advance options, and complete financial transparency.
Building trust, improving productivity, and creating financial stability across the continent.
Millions of workers across Africa face a common challenge: unpredictable salary payments. This creates:
Employees cannot plan their finances effectively
Workers distracted by financial uncertainty
Damaged employer-employee relationships
Delayed payments ripple through families and communities
Request an invite, submit documentation, get approved, and complete your profile setup.
Create employee accounts with their details, set salaries, and they receive login credentials via email.
Add funds to your company wallet via XpressPayments or bank transfer. Funds are held securely until payday.
On the 27th, we automatically process payroll. Employees get paid and can withdraw to their bank accounts!
┌─────────────────────────────────────────────────────────┐
│ EVERY27 PLATFORM │
├─────────────────────────────────────────────────────────┤
│ │
│ ┌──────────────┐ ┌──────────────┐ │
│ │ COMPANY │ │ EMPLOYEE │ │
│ │ WALLET │ ──On the 27th──▶ │ WALLET │ │
│ │ │ Auto-Transfer │ │ │
│ └──────────────┘ └──────────────┘ │
│ ▲ │ │
│ │ ▼ │
│ Fund Wallet Withdraw to │
│ (XpressPayments Bank Account │
│ or Bank Transfer) (XpressPayments) │
│ │
└─────────────────────────────────────────────────────────┘
To join Every27, your company must:
Your dashboard provides:
Current funds available
Total active employees
Upcoming payment obligations
All wallet activities
| Field | Required | Notes |
|---|---|---|
| Full Name | Yes | As it appears on bank account |
| Yes | Used for login and notifications | |
| Phone Number | Yes | For verification and alerts |
| Monthly Salary | Yes | Gross monthly salary amount |
| Department | No | For organization purposes |
| Bank Details | No | Can be added by employee |
You can add various adjustments to employee payroll:
Add extra compensation for performance or special occasions
Apply deductions for loans, advances, or other reasons
Add transport, housing, or other allowances
Companies have full control over the salary advance feature:
Your personal dashboard shows:
Money available for withdrawal
Your monthly salary and breakdown
Current advance balance (if any)
Countdown to the 27th
Your Every27 wallet is where your salary is deposited. Think of it as your personal account within the platform.
| Component | Description |
|---|---|
| Base Salary | Your standard monthly salary |
| Bonuses | Additional payments from employer |
| Allowances | Transport, housing, etc. |
| Deductions | Any amounts deducted by employer |
| Advance Repayment | If you took a salary advance |
| Net Salary | Final amount credited to wallet |
| Feature | Details |
|---|---|
| Processing Time | Near-instant via XpressPayments |
| Minimum Amount | No minimum |
| Maximum Amount | Your available balance |
| Fees | Standard bank transfer fees apply |
Every27 believes in clear, straightforward pricing with no hidden fees.
| Fee Type | Amount | Description |
|---|---|---|
| Access Fee | ₦1,500/employee/month | Platform access for each employee |
| Transaction Fee | 7% | Applied only on salary advances |
Company: ABC Limited
Active Employees: 20
Monthly Salaries Total: ₦2,000,000
Access Fees: 20 × ₦1,500 = ₦30,000
Total Required in Wallet: ₦2,030,000
On the 27th:
1. Access Fees Deducted: ₦30,000
2. Salaries Paid: ₦2,000,000
Your access fee covers:
Salary Advance allows employees to access a portion of their earned salary before the official payday. It's a financial tool designed to help employees manage unexpected expenses.
| Requirement | Details |
|---|---|
| Employment Period | Must be on platform for at least 1 month |
| Company Approval | Company must have feature enabled |
| Individual Status | Not blocked by employer |
| Outstanding Balance | Current owing must allow new advance within limit |
75%
of monthly salary
✓
Allowed (within 75% total limit)
Employee Salary: ₦100,000
Maximum Advance: ₦75,000 (75%)
Scenario 1:
- Takes ₦30,000 advance
- Can still take up to ₦45,000 more
Scenario 2:
- Takes ₦75,000 advance
- Cannot take any more until repaid
A 7% transaction fee applies to all salary advances:
| Advance Amount | Fee (7%) | Total Repayment |
|---|---|---|
| ₦10,000 | ₦700 | ₦10,700 |
| ₦25,000 | ₦1,750 | ₦26,750 |
| ₦50,000 | ₦3,500 | ₦53,500 |
| ₦75,000 | ₦5,250 | ₦80,250 |
Employee: John Doe
Salary: ₦100,000
Advance Taken: ₦50,000
Transaction Fee: ₦3,500
Total Owing: ₦53,500
On the 27th:
- Gross Salary: ₦100,000
- Less Advance Repayment: ₦53,500
- Net Credited to Wallet: ₦46,500
We chose the 27th because:
Every 27th of the month, our system automatically:
| Scenario | What Happens |
|---|---|
| Wallet has sufficient funds | Full payroll processed |
| Wallet insufficient for salaries | Access fees deducted, salaries skipped |
| 27th falls on weekend/holiday | Processing still happens on the 27th |
On payday, all parties receive email notifications:
Company Action Required: Fund wallet immediately and contact Every27 support for manual processing.
Every27 takes security seriously. We implement:
A: Every27 is a payroll management platform that ensures employees receive their salaries on the 27th of every month, solving the problem of late and erratic payments.
A: Because we process and pay salaries every 27th of the month, without fail.
A: Currently, we operate only in Nigeria. We plan to expand to other African countries soon.
A: Visit www.every27.com, click "Request Access," and submit your company details. Our team will review and approve your application.
A: You'll need your CAC Certificate or Business Registration document.
A: Typically 1-3 business days after submitting all required documents.
A: Access fees will be deducted, but salaries won't be processed. You'll need to fund your wallet and contact support.
A: You don't create one directly. Your employer adds you to the platform, and you receive login credentials via email.
A: On the 27th of every month.
A: Yes, if you've been on the platform for at least 1 month and your company has enabled the feature.
A: Up to 75% of your monthly salary.
A: Yes, a 7% transaction fee is added to your repayment amount.
A: Yes. We use bank-grade security measures and your funds are held securely until disbursement.
A: Two-Factor Authentication. After entering your password, you'll receive a code via email to verify it's really you.
We're here to help you succeed with Every27.
Email: hello@every27.com
Response Time: Within 24 hours
Email: support@every27.com
For: Account issues, help with platform features
Email: business@every27.com
For: Partnerships, enterprise solutions
Email: tech@every27.com
For: Integration support, API access, technical issues
Email: legal@every27.com
For: Contracts, compliance, legal inquiries
Email: security@every27.com
For: Report security vulnerabilities or fraud
Every27 Limited
[Office Address]
Lagos, Nigeria
| Monday - Friday | 8:00 AM - 6:00 PM (WAT) |
| Saturday | 9:00 AM - 2:00 PM (WAT) |
| Sunday | Closed |